Europe Arbeitnow ·
full-timeSenior Data Scientist, Payment Intelligence
Gocardless · London
About us GoCardless, a Mollie company, is a global leader in bank payments. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday. We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific. For more information, please visit www.gocardless.com and follow us on LinkedIn ----- is the leading payments and financial services partner for business, rooted in Europe, with global reach. The role Data sits at the core of our mission. We leverage bank account data to deliver high-value, intelligent payment solutions for our customers, from enhancing payment success rates to driving payer fraud prevention. As a Senior Data Scientist within our Payment Intelligence team, you’ll partner with Software Engineers, Product Managers, and Designers to turn big ideas into reality. You’ll own the full lifecycle of our algorithms, shaping everything from the initial concept to production-ready code that powers our global payment network. At GoCardless, our stack is centered around Google Cloud Platform and Vertex AI, providing a high-performance environment for innovation. Our Data Scientists operate at the intersection of Python, SQL, and BigQuery to build and deploy high-performance models at scale. What you’ll do Lead the end-to-end delivery of models at scale, from initial discovery and feature engineering to production, A/B testing and continuous monitoring. Collaborate with product and engineering peers to turn complex data into real-time, mission-critical fraud prevention solutions. Raise the team’s collective bar through hands-on technical leadership and knowledge sharing. Proactively research and integrate latest developments in ML and payer fraud prevention to drive innovation at GoCardless. What excites you Being a self-starter who thrives on taking a vague business problem and owning the journey from the first prototype to a live, measurable solution. An opportunity to introduce and scale advanced architectures to solve high-stakes fraud and payment challenges. Moving beyond execution to help define the technical roadmap for Payer Fraud Prevention, ensuring we leverage the best tools for the job. Building production-grade ML models on a streamlined GCP and Vertex AI stack to drive fintech innovation. What excites us You hold a degree (or PhD) in a STEM discipline or an equivalent commercial experience. You bring hands-on experience with sophisticated architectures, such as deep learning, graph-based, or sequence-based models (experience in Fintech, Fraud Prevention, or Payments is a big plus). You can translate complex ML concepts into practical product solutions and communicate these ideas clearly to non-technical peers. You are comfortable owning the full lifecycle, from deep-dive analysis and feature engineering to prototyping, validation, and live A/B testing. You lead by example, writing clean, high-quality code and raising the team’s technical bar through knowledge sharing and code best practices. Base salary range: £99,200 - £148,800 Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fello
| Role | Senior Data Scientist, Payment Intelligence |
|---|---|
| Company | Gocardless |
| Location | London |
| Type | full-time |
| Compensation | Not disclosed |
| Deadline | Rolling |
Typical process for this type of role
A general guide — the exact steps for this specific listing may vary; check the original posting for details.
- 1ApplicationSubmit your resume through the apply link.
- 2ScreeningRecruiter reviews your background against the role.
- 3AssessmentA technical test, assignment, or coding round, depending on the role.
- 4Interview(s)One or more rounds with the hiring team.
- 5OfferOffer letter with compensation and start date.
Before you apply
0/4More at Gocardless
Other jobs at Gocardless
- Data Science Manager · London
- Engineering Manager II · London
Explore Related Placements
// similar opportunities
You might also like
Senior Data Scientist
Refractal
About Refractal Refractal is an AI security company building the infrastructure organisations need to defend against autonomous AI threats. 2026 has shown that ...
Senior Data Scientist
Beamery
ABOUT BEAMERY With the rapid expansion of AI and automation, the future of work has never been more challenging for organizations. Beamery’s unique jobs, skills...
Senior Data Scientist
Faculty
Why Faculty? We established Faculty in 2014 because we thought that AI would be the most important technology of our time. Since then, we’ve worked with over 35...
Senior Data Scientist
Ripple
At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions f...
Senior Data Scientist
Carwow
OUR MISSION To become the car-changing destination of choice. By combining technology, media and deep automotive expertise, we've turned how people buy, sell, a...
Senior Data Scientist - B2B
Trainline
About us At Trainline, our purpose is to empower greener travel choices, connecting people and places. Trainline enables millions of travellers to find and book...